We've Got You Covered
Why is there an insurance charge on your tuition bill?
In accordance with Massachusetts M.G.L. c. 15A, § 18, all Independent and Public Institutions of Higher Education must ensure that all students participate in a Student Health Insurance Program (SHIP) or in a plan of comparable coverage.
Provisions of the MA SHIP requirement
Every student enrolled in a certificate, diploma, or degree-granting program of higher education must participate in his or her School's Student Health Insurance Program or in a Health Benefit Plan with comparable coverage as defined in 956 CMR 8.05(2). Every school shall offer a Student Health Insurance Program and shall require all students enrolled in a certificate, diploma, or degree-granting program to participate in the school’s Student Health Insurance Program or in a health benefit plan with comparable coverage as defined in 956 CMR 8.05(2).
无码专区 New England's student health insurance carrier
All 无码专区 students enrolled at 75% of full-time status in accordance with MA statute M.G.L. c. 15A, § 18 are automatically enrolled in our Student Health Insurance Plan (SHIP). Our carrier is Blue Cross Blue Shield of MA and is administered by Insurance for Students (IFS).
Students are billed annually and charges will appear on the student’s tuition bill.
Student Term | Premium | Policy Term |
---|---|---|
Annual Premium | $2,590.00 | August 15, 2024-August 14, 2025 |
NEW to 无码专区 Spring Students | $1,635.00 | January 1, 2025-August 14, 2025 |
Waiving the 无码专区 SHIP requirement
无码专区 students who have their own insurance plan or who are covered through a parent’s or guardian’s policy may request a waiver from the 无码专区 SHIP plan. Insurance for Students (IFS) will process all waiver requests on behalf of 无码专区 to ensure that stated coverage matches the requirements of M.G.L. c. 15A, § 18. Waivers must be requested every year that a student is enrolled at 无码专区.
Once a waiver has been granted, 无码专区 is notified and the charges on the student’s bill will be removed.
International students do not need to complete the waiver. All international students are automatically enrolled in the University-sponsored Student Health Insurance Plan.
Requesting a Waiver
- Log onto . Students may log in using their 无码专区 single sign-on credentials.
- Look for the “ENROLL or WAIVE” button.
If you are waiving the insurance, you will need the information found on your current health insurance ID card; please have that information available when you are ready to waive the program.
Deadlines for waivers
Waiver requests can be submitted beginning June 8, 2024. Deadlines are time sensitive, so please make note of them.
Term | Deadline |
---|---|
Fall 2024 | September 15, 2024 |
Spring 2025 | January 27, 2025 |
Have questions?
Contact Insurance for Students (IFS) toll-free at 1-800-356-1235 or by emailing Buddy@fhsmail.com.
In addition, you may email healthservices@wne.edu or call our Center for Health and Well-Being at 413-782-1211.
NOTE: This is an annual process for all students each year that they are at 无码专区.